Estimate monthly Home Loan EMI, total interest and see a year-by-year amortization table. Use presets for common loan scenarios. This calculator also supports an optional monthly extra payment to reduce interest and tenure.

principal
annual rate
years
extra
Extra amount applied to principal each month. Reduces interest and tenure.

Tip: Tenure is in years. Values update while you type or drag sliders.

Year-by-year snapshot — interest paid, principal repaid and outstanding
Year Interest paid (₹) Principal repaid (₹) Cumulative principal repaid (₹) Outstanding at year end (₹)