Estimate your retirement corpus and an approximate monthly pension from NPS contributions. This is a projection — actual returns and rules (tax/withdrawal/annuity) may differ. NPS requires you to purchase an annuity with a portion of the corpus (minimum 40% by default). This calculator models that split.
Assumptions: contributions are made at the start of each period (annuity calculation uses user-provided annuity rate). This tool provides estimates only — it doesn't model NPS asset classes (Equity/Corporate/Gilt), fees, or tax rules such as deductions under Section 80CCD. For exact rules see official NPS documentation.
Results
Years until retirement
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Estimated corpus at retirement (₹)
0
Total contributions (₹)
0
Total returns earned (₹)
0
Annuity purchase (% of corpus)
0%
Corpus used to buy annuity (₹)
0
Lump-sum withdrawable amount (₹)
0
Estimated annual pension from annuity (₹)
0
Estimated monthly pension (₹)
0
Corpus in today's rupee (inflation-adjusted)
0
Download: CSV contains yearly snapshot of balance, contributions, returns, annuity split and lump sum.